Please read these terms carefully before using our website
These terms of use govern your access to and use of the harbor-stoat website and services. By accessing our website or enrolling in our courses, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website or services.
Harbor-stoat provides financial education courses and related services. Our courses are designed to improve financial literacy and are intended for educational purposes only. The information provided in our courses does not constitute financial advice, and we recommend consulting with qualified financial professionals before making significant financial decisions.
Our adult courses are open to individuals aged 18 and above. Youth programmes have specific age requirements as described in the course details. By enrolling in a course, you confirm that you meet the eligibility requirements for that programme.
Course places are confirmed upon receipt of payment or acceptance of a payment plan. We reserve the right to cancel registrations if payment is not received within the specified timeframe. All prices are displayed in pounds sterling and include applicable taxes.
If you need to cancel your enrolment, please notify us at least seven days before the course start date for a full refund. Cancellations made less than seven days before the start date may be subject to a cancellation fee. Once a course has begun, refunds are generally not available, though we may offer credit towards a future course in exceptional circumstances.
Course materials provided to enrolled students are for personal educational use only. You may not reproduce, distribute, or share course materials without our written permission. Copyright in all course materials remains with harbor-stoat.
You may use our website for lawful purposes only. You agree not to:
All content on this website, including text, images, logos, and design elements, is owned by or licensed to harbor-stoat and is protected by copyright and other intellectual property laws. You may view and print content for personal, non-commercial use only.
While we strive to provide accurate and helpful information, we make no warranties or representations about the completeness, accuracy, or suitability of the information on this website or in our courses. Financial situations vary, and results from applying course concepts will depend on individual circumstances.
To the fullest extent permitted by law, harbor-stoat shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability for any claim shall not exceed the amount you paid for the relevant course.
Our website may contain links to external websites. We do not control or endorse these sites and are not responsible for their content or practices. Visiting external links is at your own risk.
We may update these terms from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services after changes are posted constitutes acceptance of the revised terms.
These terms are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
For questions about these terms, please contact us at:
harbor-stoat
47 Colmore Row
Birmingham, B3 2BS
United Kingdom
Email: [email protected]
Last updated: January 2024
The information provided on this website and in our courses is for educational purposes only. It does not constitute financial advice, and results may vary based on individual circumstances. We recommend consulting with a qualified financial adviser before making significant financial decisions. Our courses aim to improve financial literacy and should not be considered a substitute for professional financial guidance.